12/10/2023 0 Comments Amc stock profit calculatorEven if you are using it for the first time, you will not encounter any troubles. For doing so, a mutual fund calculator is the best tool as it is simple and easy to operate. How Mutual Fund Calculator can Help you?īefore you invest in a mutual fund scheme, it is a good practice to assess your return on investment. So, the future value of a SIP investment of Rs 1,000 per month for 10 years at an estimated rate of return of 8% is Rs 1,84,170. (You must convert the rate of return to the monthly figure through dividing by 12). The investment is for 10 years, with an estimated rate of return of 8% per year. You can also calculate the maturity value of a SIP investment using the mutual fund calculator.įV = Future value or the amount you get at maturity.įor example, you invest Rs 1,000 a month in a mutual fund scheme using the systematic investment plan or SIP route. So, the future value of the mutual fund investment after 10 years at an estimated return of 8% is Rs 2,15,892.5 You have to calculate the Future Value (FV) of the mutual fund investment at maturity or after 10 years. N = Duration of the investment which is 10 years. R = Estimated rate of return of 8% = 8/100 = 0.08 You can calculate the future value of the investment using the formula:įuture Value = Present Value (1 + r/100)^n You have estimated the rate of return on the investment at 8% per annum. The ClearTax Mutual Fund Calculator uses the concept of future value to give you an accurate estimate of the maturity value of your investment.įor example, you have invested a lump-sum amount of Rs 1 lakh in a mutual fund scheme for 10 years. The mutual fund calculator shows you the value of the investment at maturity. If the nature of the investment is a SIP, you select the SIP amount, frequency, time of the investment, and the expected rate of return. You select the amount of investment, rate of return and the duration of the investment to get the maturity amount. It can be a lump sum investment or a SIP investment. The mutual fund calculator has a formula box where you select the nature of the investment. You can enter the SIP amount, duration of the SIP, and the frequency of the SIP to calculate the maturity amount for an estimated rate of return on the investment. It allows you to budget for expenses and achieve your financial goals, as you already know the amount of money you will get at maturity. You can calculate the maturity value of an investment if you invest a lump sum amount or even through the SIP route.Ī mutual fund calculator is an easy to use tool that helps you to get an idea of the maturity value of the mutual fund investment, even before you invest the money. The mutual fund calculator is a simulation that helps you to calculate the returns from the mutual fund investments. The balanced fund will invest in a mix of equity and bonds/fixed income to offer a higher return on investment and protect the portfolio in a stock market downturn. The debt fund will invest in fixed income securities for investors to get a regular income and government securities to generate a higher return based on the interest rate movements. The goal of the fund manager is capital appreciation or regular income by a judicious selection of financial instruments to achieve the investment objectives of the mutual fund scheme.įor example, an equity mutual fund will invest in stocks so that investors enjoy capital appreciation in the long-run. The fund manager will manage the investor’s money as per the investment objectives of the scheme. The unit holder shares the gains, losses, income, and expenses of the fund in proportion to his investment in the fund. Each investor, in turn, is assigned a specific number of units proportionate to the invested amount in the fund. The AMC pools in money from a large number of investors and invests it in equity shares, bonds, money market instruments, and other types of securities. It is run by an asset management company (AMC) which serves as a mediator for the retail investors. A Mutual Fund is a professionally managed investment scheme.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |